Comparison of Verification Credentials (Physical objects and Biometrics)
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Types of credential PHYSICAL OBJECTS BIOMETRICS SMARTPHONE
Password Contactless cards Finger/Palm Print Iris Face recognition Vein Mobile App
Cost Low Low-medium Low-medium Medium Medium High Low-medium
Validation/Accuracy Very low Low Medium-high High Low-medium High Medium-high
User friendly High High Medium Low Low Medium High
Error sources Forgetting card damage and card lost Dirt,wetness, age (collage decay) Glasses Light, position, cosmetics, glasses Injury, scarring, bruising, swelling Lost/damage of smartphone, no battery power
User acceptance level High High Medium Low Low Medium High
Long term use Good Good Good Very good Medium Very good Very good
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